Terms and Conditions
Last updated: 15 May 2025
Please read these terms before using PaisaPilotAI. They're written in plain language and cover the key rules: what you can use this platform for, what you can't, and how liability works. If you continue using the site, you're agreeing to these terms.
1. Acceptance of terms
By accessing or using PaisaPilotAI (paisapilotai.com), you agree to be bound by these Terms and Conditions, our Privacy Policy, and our Disclaimer. If you don't agree with any part of these terms, please stop using the platform.
These terms apply to all visitors, users, and anyone else who accesses PaisaPilotAI, whether on a browser, mobile device, or through any API or programmatic access.
2. Informational purpose only
PaisaPilotAI provides salary estimates and tax calculations for informational purposes. Our tools are designed to help you understand your approximate take-home pay and compare tax regimes — not to replace professional financial or legal advice.
The outputs of our calculators are estimates, not official computations. They're based on our interpretation of current Indian income tax rules, which we update regularly but cannot guarantee to be error-free or applicable to every individual situation.
For decisions involving significant financial consequences — like choosing between tax regimes, filing returns, or evaluating complex compensation structures — you should consult a qualified chartered accountant or tax professional.
3. Permitted use
You may use PaisaPilotAI for the following purposes:
- Personal, non-commercial salary and tax estimation
- Educational research and financial literacy
- Comparing hypothetical salary scenarios for career planning
- Sharing our tools or content with appropriate attribution
4. Prohibited use
You may not use PaisaPilotAI to:
- Scrape, copy, or reproduce our content or tool outputs for commercial redistribution without permission
- Reverse-engineer or attempt to extract our calculation models or underlying algorithms
- Use the platform in any way that violates Indian law or applicable international law
- Attempt to gain unauthorized access to any part of our infrastructure
- Transmit viruses, spam, or any malicious code
- Misrepresent our tools as official government calculators or as providing certified tax advice
We reserve the right to block access to users or entities that violate these restrictions without prior notice.
5. Intellectual property
All content on PaisaPilotAI — including but not limited to the calculation logic, UI design, written articles, brand name, and logo — is the intellectual property of PaisaPilotAI and its operators. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.
Our blog articles and salary guides may be shared with proper attribution and a link back to the original page. Reproducing entire articles verbatim, even with attribution, is not permitted.
6. Third-party links and services
PaisaPilotAI may contain links to third-party websites or display third-party advertisements (via Google AdSense). We don't control the content, privacy practices, or accuracy of these external sites. Links are provided for convenience only and don't constitute endorsement.
We're not responsible for any loss or damage arising from your interaction with third-party sites or services linked from our platform.
7. Limitation of liability
To the fullest extent permitted by applicable law, PaisaPilotAI and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:
- Your use of or inability to use the platform
- Errors or inaccuracies in our salary or tax calculations
- Decisions made based on our tool outputs
- Interruptions, bugs, or downtime affecting the platform
- Unauthorized access to or alteration of your data
This limitation applies whether the claim is based on warranty, contract, tort, or any other legal theory, even if PaisaPilotAI has been advised of the possibility of such damage.
8. Disclaimer of warranties
PaisaPilotAI is provided on an "as is" and "as available" basis. We make no warranties — express or implied — regarding the accuracy, completeness, reliability, or suitability of the platform for any particular purpose.
We don't guarantee that the platform will be uninterrupted, error-free, or free from inaccuracies. Tax rules change, and while we update our tools regularly, there may be a lag between a regulatory change and our implementation.
9. Modifications to the platform
We reserve the right to modify, suspend, or discontinue any feature or the entire platform at any time without notice. We're not liable to you or any third party for any modification, suspension, or discontinuation of the service.
10. Changes to these terms
We may update these Terms and Conditions periodically. The "last updated" date at the top of this page reflects the most recent revision. Continued use of PaisaPilotAI after any changes constitutes acceptance of the updated terms. We encourage you to review this page occasionally.
11. Governing law
These terms are governed by the laws of India. Any disputes arising from your use of PaisaPilotAI shall be subject to the exclusive jurisdiction of courts in India. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full effect.
12. Contact
If you have questions about these terms, reach us at creative89.blogger@gmail.com. We'll respond to genuine inquiries within a few business days.